For 2026, the FHA loan limit set in Union-Springs county, part of Bullock, AL, is $356,362 for a single-family home. The limit is $456,275 for 2-unit properties, $551,500 for 3-unit buildings, and $685,400 for 4-unit houses.
For conventional loans, the maximum amount you can borrow for a single-family residence is $548,250. For two units, it rises to $702,000, for three units to $848,500, and for four units, it extends to $1,054,500.
Use our FHA calculator today to explore the best FHA rates. This tool helps determine the necessary downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator provides a means to compare FHA rates and terms against other loan programs. Dive into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans to see how they stack up with FHA options.
Lendersa® gathers valuable loan program data from thousands of lenders which can, in seconds, be aligned with your individual financial situation for precise comparison.
The Loan Limits Comparison Table for 2026 in Union-Springs, county of Bullock, AL, offers a detailed measure of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Compare qualifications like income, reserves, and credit with the help of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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