In 2026, FHA loan limits for Fort-Payne, within DeKalb county of AL, stand at $356,362 for single-family homes, $456,275 for two-unit dwellings, $551,500 for three units, and $685,400 for four units.
The maximum amount for conventional loans for a single-family home is $548,250, with $702,000 set for two-unit homes, $848,500 for three units, and $1,054,500 for four units.
Take advantage of our FHA calculator to evaluate the best rates available today, estimating necessary downpayments, income, credit, reserve statuses, and documentations needed to qualify.
Review and compare loan proposals from 100 different lenders
With the Lendersa® calculator, easily compare FHA rates and terms with those of other loan offerings, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive data from thousands of lenders to provide an instant, precise comparison with your particular financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Fort-Payne within DeKalb, AL allows comparison across maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For details on qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
