2023 FHA Loan Limits for Grayson-Valley, Jefferson County, Alabama

In 2025, FHA loan limit in Grayson-Valley county of Jefferson, Alabama is $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Grayson-Valley county of Jefferson, Alabama compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Grayson-Valley county of Jefferson, AL

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Homepath Mortgage LLC
  • 30 Rockingham Lane, Oak Ridge, TN, 37830
  • Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.
  • MORTGAGE INVESTORS GROUP
  • 8320 East Walker Springs Lane, Knoxville, TN, 37923
  • Mortgage Investors Group (MIG) is committed to helping families in the Southeast fulfill their dreams of homeownership. Co-founders Chuck Tonkin II and Chrissi Rhea opened a modest lending office in Knoxville, Tennessee, in 1989 with five colleagues. Today, with over 400 employees in 27 branch locations
  • Mission 1st Mortgage Inc
  • 805 Church Street, Unit 2, Mobile, AL, 36602
  • Mission 1st Mortgage team is committed to providing our clients with the highest quality financial services combined with the lowest mortgage rates available in Alabama. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Liberty Financial Madison
  • 875 Northpark Dr, Suite A Bldg 1, Ridgeland, MS, 39157
  • Liberty Financial is one of the Madison area’s most successful and highly regarded mortgage lenders. We serve customers by providing access to a complete array of mortgage lending products, including conventional loans, jumbo mortgages, VA loans, FHA loans, refinancing loans, and many more.
  • Trulend Mortgage LLC
  • 26051 Predazzer Lane, Suite B, Daphne, AL, 36526
  • Trulend Mortgage is a residential mortgage lender located in Daphne, serving south Alabama communities including Bay Minette, Spanish Fort, Fairhope, Foley, Gulf Shores, Loxley, Mobile, Orange Beach, Baldwin County, as well as, Pensacola, FL. Trulend Mortgage is an approved Lender in Alabama #22567 and Florida MBR3074.
  • SUNSET MORTGAGE
  • 9086 Merritt Lane, Daphne, AL, 36526
  • The Sunset by Midtown Mortgage Broker’s Mission is to offer the best in client service. We consistently deliver excellence in the competitive marketplace for mortgages: To be the first choice for clients interested in FHA, VA, USDA, Conventional Lending Programs & Reverse Mortgages.
  • Mortgage Trust Inc
  • 4400 Bayou Blvd, Suite 39, Pensacola, FL, 32503
  • At Mortgage Trust Inc. we believe our clients' and business partners' satisfaction is the essential part of our success. We believe that the home buying experience should be an effortless one for our clients. We use our many years experience in mortgage banking to streamline the mortgage process.
  • AFC Mortgage
  • 4266 Cottage Hill Rd, Suite 6, Mobile, AL, 36609
  • AFC Mortgage wants to be your lender that can design a program that fits your particular home financing needs both now and in the future. Our rates are very competitive and we have a wide variety of financing options available to you. Our affiliation with numerous lenders allows AFC Mortgage the potential to save you thousands of dollars
  • MAGNOLIA MORTGAGE COMPANY
  • 1550 S. University Blvd, Mobile, AL, 36609
  • In an increasingly centralized business environment — where the main office may be hundreds of miles away in another state — it's reassuring to know that there are still truly "home-owned" companies. Magnolia Mortgage Company has been making a name for itself in the Mobile area since 1990.
  • Mortgage Team 1, Inc
  • 6336 Piccadilly Square Dr, Mobile, AL, 36609
  • Our family at Mortgage Team 1 is committed to providing our clients with the highest quality financial services. Our professional Mortgage Planners will work with you one on one to ensure that you get a financial plan that is tailored specifically to meet your mortgage needs. Whether you are purchasing your dream home,
  • Enterprise Corporation of the Delta
  • 4 Old River Pl, Suite A, Jackson, MS, 39202
  • HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing