For {CURRENT_YEAR}, the FHA loan limit in Pinson within the county of Jefferson, AL, is {DETAILS_LOAN_LIMIT_FHA1} for a single-family home. Two-unit properties have a limit of {DETAILS_LOAN_LIMIT_FHA2}, for 3-units, it is {DETAILS_LOAN_LIMIT_FHA3}, and 4-unit homes can borrow up to {DETAILS_LOAN_LIMIT_FHA4}.
The maximum conventional loan amount available for a single-family home is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For 2-unit properties, it is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, for 3-unit homes, {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for 4-units, {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Use our FHA calculator to discover the best FHA rates available today, and to assess necessary down payment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare the terms and rates of FHA loans with other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects program data from a wide array of lenders, providing an analysis matched to your specific financial scenario within seconds.
The {CURRENT_YEAR} Loan Limits Comparison Table in Pinson, Jefferson, AL helps you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification requirements like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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