As of 2026, in the county of Jefferson, AL, located in Hoover, FHA loans for a single-family house are limited to $472,030. For two-unit properties, the limit is $604,400, for three units, it's $730,525, and for four-unit residences, the cap is $907,900.
Conventional loans have maximum amounts as well: $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Try our FHA calculator to find the most competitive FHA rates currently available, and ascertain what downpayment, income, credit status, reserves, and documentation are necessary for qualification.
The Lendersa® calculator is designed to allow you to compare FHA rate and terms against those of other loan options instantly. Examine a range of loans including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA programs.
With data sourced from thousands of lenders, Lendersa® evaluates and measures it against your specific financial scenario and objectives in moments.
In 2026, compare the limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in the county of Jefferson, AL, Hoover. To scrutinize qualification criteria like income, reserves, and credit, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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