FHA Loan Max Loan amount for Homewood, Jefferson County, AL in 2023

In 2024, FHA loan limit in Homewood county of Jefferson, Alabama is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Homewood county of Jefferson, Alabama compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Homewood county of Jefferson, AL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Providence Mortgage PC
  • 311 East 11th Street, Anniston, AL, 36207
  • Providence Mortgage PC is a mortgage broker with operations in one state. Providence Mortgage PC offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages. Providence Mortgage PC is a FREEandCLEAR Certified Bronze Low Rate Lender and Mortgage Program Leader.
  • Jackson Mortgage Company, Inc.
  • 1119 Leighton Ave., Anniston, AL, 36207
  • Jackson Mortgage Company is a full-service mortgage lender with more than 20 years of experience serving Anniston, Alabama and the surrounding community. Even if you don’t know us by name, you might recognize our “Call My Daddy!” catchphrase and watching Kelsey Jackson, daughter of owner Larry Jackson, grow up on our billboards through the years.
  • First Equity Home Loan, Inc
  • 315 Broad Street, Gadsden, AL, 35901
  • Founded in 1987, First Equity Home Loan is a Gadsden, Alabama based multi branch mortgage banker/broker. Our titles vary. We’re commonly called loan officers, loan consultants, mortgage experts, mortgage pro's loan originators, mortgage bankers, mortgage pro's...you get the picture.
  • Gadsden Mortgage
  • 230 N 3rd St, Suite C, Gadsden, AL, 35901
  • "adsden Mortgage Services has been helping residents of Etowah County and surrounding counties for over 50 years. Established in 1958, we are Gadsden’s oldest mortgage company. We are a wholly-owned subsidiary of Exchange Bank and proud to be part of the family. We offer a variety of loan products from construction loans"
  • ALABAMA TEACHERS CREDIT UNION
  • 702 Walnut Street, Gadsden, AL, 35901
  • Alabama Teachers Credit Union was organized in March 1959 with just two employees, and was located on the second floor of the Gadsden City Board of Education Building. Previously known as Etowah Teachers Credit Union, our original Select Employee Group (SEG) was only open to employees and family members of the Gadsden City
  • Citizens Bank & Trust AL
  • 711 Gunter Avenue, Guntersville, AL, 35976
  • Today’s banking customers have come to expect convenient, advanced financial services. What you may not expect is truly personalized customer service from someone who takes time to understand your specific needs. At Citizens Bank & Trust, we believe you deserve both aspects in your banking relationship.
  • Family Savings Credit Union
  • 711 E. Meighan Blvd, Gadsden, AL, 35903
  • "Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper. The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"
  • First Community Bank of Central
  • 715 Wilson St Wetumpka, Wetumpka, AL, 36092
  • First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage. It is our belief that a community is best
  • River Bank & Trust
  • 2611 Legends Drive, Prattville, AL, 36066
  • Here at Diversified Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
  • West Alabama Bank
  • 509 1st Avenue West, Reform, AL, 35481
  • Welcome to West Alabama Bank. We’re the hometown Bank for West Alabama, helping people, businesses and our communities grow stronger and better with each day. As a local Bank, we make decisions right here, which means we have the freedom to be creative and flexible in supporting you.
  • FIRST COMMUNITY MORTGAGE
  • 3090 Highway 14, Suite D, Millbrook, AL, 36054
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Family Security Credit Union
  • 2204 Family Security Place SW, Decatur, AL, 35603
  • Family Security Credit Union offers many convenient online services from their website 24 hours a day. Family Security Credit Union's online banking allows members to save time and money with online bill pay, check account balances, order checks, make loan payments, view e-Statements.