In {CURRENT_YEAR}, the FHA loan limit for a single-family home in Hueytown county of Jefferson, AL is {DETAILS_LOAN_LIMIT_FHA1}. For two-unit homes, the limit is {DETAILS_LOAN_LIMIT_FHA2}, for three units, it's {DETAILS_LOAN_LIMIT_FHA3}, and for four-unit properties, the ceiling is {DETAILS_LOAN_LIMIT_FHA4}.
The maximum allowable loan amount for conventional loans on a single-family residence starts at {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For two-unit dwellings, it is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, for three-unit structures {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for four-unit houses, a maximum of {DETAILS_LOAN_LIMIT_CONVENTIONAL4} is set.
Use our FHA calculator to explore today’s prime FHA rates and understand the necessary downpayment, income, credit scores, reserves, and essential documents required for qualification.
Review and compare loan offers from an extensive network of 100 lenders
The Lendersa® calculator is a tool that enables you to compare FHA rates and terms alongside those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates comprehensive loan program data from thousands of lenders, analyzing it swiftly to align with your unique financial profile and objectives.
The Loan Limits Comparison Table for {CURRENT_YEAR} in Hueytown county of Jefferson, AL offers a detailed comparative view of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To meticulously assess qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
