In 2026, the FHA loan limits in Pleasant-Grove, Jefferson county of AL, are as follows: $356,362 for a single-family home, $456,275 for properties with two units, $551,500 for three-unit structures, and $685,400 for residences with four units.
The maximum allowable amount for conventional loans on a single-family residence is $548,250. It increases to $702,000 for two-unit homes, $848,500 for three-unit homes, and $1,054,500 for homes with four units.
Leverage our FHA calculator to view today's optimal FHA rates and ascertain the required downpayment, income, credit score, reserves, and documents necessary for qualification.
With the Lendersa® calculator, you can effectively compare FHA rates and terms against other loan program offerings. Consider and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® quickly assimilates data from a vast pool of lenders, providing immediate comparisons aligned with your individual financial profile and criteria.
For 2026, the Loan Limits Comparison Table for Pleasant-Grove within Jefferson, AL, helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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