In {CURRENT_YEAR}, the FHA loan limits in Pleasant-Grove, Jefferson county of AL, are as follows: {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for properties with two units, {DETAILS_LOAN_LIMIT_FHA3} for three-unit structures, and {DETAILS_LOAN_LIMIT_FHA4} for residences with four units.
The maximum allowable amount for conventional loans on a single-family residence is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. It increases to {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for two-unit homes, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for three-unit homes, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for homes with four units.
Leverage our FHA calculator to view today's optimal FHA rates and ascertain the required downpayment, income, credit score, reserves, and documents necessary for qualification.
With the Lendersa® calculator, you can effectively compare FHA rates and terms against other loan program offerings. Consider and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® quickly assimilates data from a vast pool of lenders, providing immediate comparisons aligned with your individual financial profile and criteria.
For {CURRENT_YEAR}, the Loan Limits Comparison Table for Pleasant-Grove within Jefferson, AL, helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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