In 2026, the FHA loan limits in Kimberly county of Jefferson, AL are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum allowable for conventional loans is $726,200 for a single-family residence. For two-unit properties, it's $929,850, for three units, $1,123,900, and for four units, $1,396,800.
Utilize our FHA calculator to explore today’s optimal FHA rates, determining necessary downpayment, income, credit, reserves, and documentation for eligibility.
The Lendersa® calculator allows for comparing FHA rates and terms with those of other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® taps into data from thousands of lenders, offering quick comparisons against your personal financial needs.
The Loan Limits Comparison Table for 2026 in Kimberly county of Jefferson, AL includes maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification requirements like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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