In 2026, the FHA loan limits in Millbrook county of Elmore, AL are as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum amounts available are $726,200 for a single-family home, $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for homes with four units.
Our FHA calculator helps you assess today’s optimal FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation needed for eligibility.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Discover various options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans besides FHA.
Lendersa® compiles data from thousands of lenders and quickly assesses it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Millbrook county, Elmore, AL provides a comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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