During {CURRENT_YEAR}, in the county of St. Clair, located in AL, the FHA loan limits for Moody are established at {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for dwellings with two units, {DETAILS_LOAN_LIMIT_FHA3} for those with three units, and {DETAILS_LOAN_LIMIT_FHA4} for properties featuring four units.
The maximum loan amount permitted for conventional loans starts at {DETAILS_LOAN_LIMIT_CONVENTIONAL1} for a single-family home, ascending to {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for two-unit residences, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for three units, and caps at {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for four-unit properties.
By using our FHA calculator, you can access the best available FHA rates today, identify the necessary downpayment, income levels, credit score requirements, and the reserves and documents needed to secure qualification.
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The Lendersa® calculator provides a thorough comparison of FHA rates and terms with other loan program offerings like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® sources expansive loan program data from an array of lenders, delivering instant comparisons aligned with your unique financial situation and necessities.
Within the {CURRENT_YEAR} context, the Loan Limits Comparison Table presents contrasts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. This is available for Moody in the county of St. Clair, AL. To assess qualifications such as income, reserve status, and credit characteristics, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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