In {CURRENT_YEAR}, the FHA loan limits for Roanoke in Randolph county, AL, are: {DETAILS_LOAN_LIMIT_FHA1} for a single-family home; {DETAILS_LOAN_LIMIT_FHA2} for a 2-unit structure; {DETAILS_LOAN_LIMIT_FHA3} for 3-unit buildings; and {DETAILS_LOAN_LIMIT_FHA4} for those with 4 units.
Regarding conventional loans, a single-family home can borrow up to {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For a two-unit property, the borrowing limit is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}; for three units, it's {DETAILS_LOAN_LIMIT_CONVENTIONAL3}; and for four units, the cap is {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Our FHA calculator offers today's best FHA rates, assisting in calculating the required downpayment, income requirements, credit standards, reserves, and essential documents for qualification.
The Lendersa® calculator provides a comparison of FHA loan rates and terms with those from other financing options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Assess and compare these choices side by side.
Lendersa® compiles exhaustive data from thousands of lending resources, swiftly aligning them with your specific financial situation and needs for an efficient comparison.
Reference the Loan Limits Comparison Table for {CURRENT_YEAR}, based in Roanoke, Randolph, AL, to explore the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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