2026 FHA Loan Limits for Troy, Pike County, Alabama

For 2026, the FHA loan limits in Troy county of Pike, AL are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The maximum amounts for conventional loans on a single-family residence are $726,200, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to explore today’s best FHA rates and to determine the downpayment, income, credit, reserves, and documents necessary for qualification.

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The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs. Explore and contrast options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA loans.

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The Loan Limits Comparison Table for 2026 in Troy county of Pike, AL, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Evaluate qualification requirements like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Troy county of Pike, AL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Davidson Homes. Heritage Mortgage
  • 336 James Record Road, Huntsville, AL, 35824
  • Lends in Alabama
  • In 2009, Adam Davidson’s vision came to life in the Huntsville, Alabama market. His new home building company, Davidson Homes, offered home buyers quality construction and materials, superior value and an unprecedented level of personalization. He committed himself to building an all-star team of employees

  • First Mortgage Group
  • 118 E Moulton St, Decatur, AL, 35601
  • Lends in Alabama
  • The First Mortgage Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • DREAM HOME MORTGAGE LLC
  • 1690 Beltline Road SW, Suite A, Decatur, AL, 35601
  • Lends in Alabama
  • "Dream Home Mortgage is a locally owned mortgage company offering its services to customers in the entire state of Alabama. Our company helps clients secure mortgages with low rates and minimal out-of-pocket cost.

    We understand the value of one-on-one support for all clients. We've dedicated ourselves to providing unmatched service at every tu

  • North Alabama Educators Credit Union
  • 2309 Whitesburg Drive South, Huntsville, AL, 35801
  • Lends in Alabama
  • NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".

  • Merit Bank
  • 659 Gallatin Street SW, Huntsville, AL, 35801
  • Lends in Alabama
  • At Merit Bank, our mission is to empower employees to think and serve our customers with an ownership mentality so that we may always stay true to our name.

    To receive more information about Merit Bank or any of our services, please call us at 256-692-8700, To call a branch directly, please visit the Locations page for branch numbers.

  • Bryant Bank
  • 320 Pelham Ave SW, Huntsville, AL, 35801
  • Lends in Alabama
  • Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.

  • 1st Family Mortgage Company
  • 900-A Merchants Walk SW, Huntsville, AL, 35801
  • Lends in Alabama
  • The 1st Family Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Lawhorn & Associates Mortgage Company, Inc
  • 100 Jefferson Street South, Suite 100-B, Huntsville, AL, 35801
  • Lends in Alabama
  • "Lawhorn & Associates, a mortgage brokerage company, can get the lowest mortgage rate on loan products for Conventional, FHA, VA, USDA and Reverse mortgage financing.

    We post the current rates daily. We specialize in getting the lowest 30-year and 15-year fixed rates. We have many mortgage resources and tools to assist in your financing"