In 2026, the FHA loan limits for Bentonville county within Benton, AR are set at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit properties.
The highest allowable amount for conventional loans is determined to be $726,200 for single-family homes, increasing to $929,850 for two-unit houses, $1,123,900 for three units, and $1,396,800 for those with four units.
Our FHA calculator is available to help you uncover today's leading FHA rates. It will also assist in calculating the necessary downpayment, understanding required income, assessing creditworthiness, identifying reserves needed, and compiling the documents necessary for loan qualification.
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With the Lendersa® calculator, you can cross-compare FHA rates and terms with those of other lending programs. Consider and weigh the options for Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM loans, and hard money loans against FHA offerings.
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Refer to the Loan Limits Comparison Table for 2026 in Bentonville county of Benton, AR. This table features maximum loan amounts for various loans including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. If you wish to compare qualification criteria, such as income, reserves, and credit considerations, we recommend using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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