In the year 2026, the FHA loan limits for Cave-Springs county in Benton, AR are as follows: a single-family home is capped at $356,362, a duplex at $456,275, a triplex at $551,500, and a four-plex at $685,400.
For conventional loans, the maximum loan amounts are $548,250 for a single-family residence, $702,000 for a two-unit dwelling, $848,500 for three units, and $1,054,500 for four units.
Utilize our FHA calculator to view today's best FHA rates and to calculate the needed down payment, required income, credit standing, reserves, and documentation to qualify.
The Lendersa® calculator lets you compare the rates and terms of FHA loans against various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers loan program information from thousands of lenders and rapidly matches it to your unique financial situation and needs.
For 2026 in Cave-Springs county of Benton, AR, check the Loan Limits Comparison Table to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualification standards like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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