In 2026, the FHA loan limits within Mountain-View, located in Stone, AR, are $356,362 for a single-family home. For homes with 2-units, they're capped at $456,275. If it's a 3-unit residence, the limit is $551,500, and for 4-units, the cap spans up to $685,400.
The maximum limit for conventional loans on a single-family residence is $548,250. This increases to $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for a 4-unit residence.
Use our FHA calculator for today’s top FHA rates and evaluate the needed downpayment, income, credit score, reserves, and any required documents to qualify.
The Lendersa® calculator is designed to help you compare FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Take the opportunity to compare these options with FHA.
With data sourced from thousands of lenders, Lendersa® provides a comprehensive comparison tailored to accommodate your financial profile and needs swiftly.
Consult the Loan Limits Comparison Table for 2026 in Mountain-View, within Stone, AR to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to investigate credit, income, reserves, and other qualification elements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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