In the year 2026, the FHA loan limits for Heber-Springs in the county of Cleburne, AR, are set as follows: $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three units, and $685,400 for buildings with four units.
The maximum limits for conventional loans on single-family residences are $548,250, with $702,000 for two-unit homes, $848,500 for three-unit properties, and $1,054,500 for four-unit structures.
Leverage our FHA calculator to find today’s best FHA rates, and accurately assess the downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator provides an exceptional way to compare FHA rates and terms alongside all other loan programs. Investigate and compare options including conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans, together with the FHA offerings.
Lendersa® compiles loan data from a vast multitude of lenders and efficiently matches it to your unique financial profile.
The 2026 Loan Limits Comparison Table for Heber-Springs within Cleburne, AR, compares the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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