2026 FHA (Government Loans) Limits for Texarkana, Miller County, Arkansas

As of 2026, the FHA loan limit in Texarkana county of Miller, AR is set at $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-units, and $907,900 for four-unit buildings.

For conventional loans, the maximum amounts are $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three-unit properties, and $1,396,800 for homes with four units.

Employ our FHA calculator to uncover the best FHA rates available today. It also assists in determining necessary downpayments, income, credit, reserves, and required documents for qualification.

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Examine your financing options in Texarkana, AR

The Lendersa® calculator allows users to compare FHA rates with those of other loan types like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2026 in Texarkana county of Miller, AR provides comparison for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification criteria including income, reserves, and credit.

Loan limits Texarkana county of Miller, AR

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Texarkana FHA Lenders

  • Farmers Bank & Trust
  • 1129 E Main St, Magnolia, AR, 71753
  • Lends in Arkansas
  • Farmers Bank & Trust was chartered on September 26, 1906, and has been in operation since its inception. Farmers Bank is an independent community Bank and operates out of a one-Bank holding company, Magnolia Banking Corporation. The Bank operates a subsidiary called Magnolia Properties, Inc

  • First Financial Bank
  • 214 N Washington Ave, El Dorado, AR, 71730
  • Lends in Arkansas
  • First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.

  • Malvern National Bank
  • 501 South Main Street, Malvern, AR, 72104
  • Lends in Arkansas
  • MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.

  • FBT Bank & Mortgage
  • 200 West Fourth Street, Fordyce, AR, 71742
  • Lends in Arkansas
  • In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout

  • Alcoa Community Federal Credit Union
  • 1125 Military Road, Benton, AR, 72015
  • Lends in Arkansas
  • The mission of Alcoa Community Federal Credit Union is to deliver the highest quality financial service to our members while promoting our difference as a credit union. We are a not-for-profit financial institution owned by the folks that save and borrow money at our CU! With ACFCU, you’re a member and part owner of the cooperative, not a customer.

  • Timberline Federal Credit Union
  • 1101 Main, Crossett, AR, 71635
  • Lends in Arkansas
  • In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.

  • Rudkin & Associates Mortgage
  • 43300 Higginbotham Road, Perryville, AR, 72126
  • Lends in Arkansas
  • The Rudkin & Associates Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Encore Bank
  • 1801 Rahling Rd, Little Rock, AR, 72223
  • Lends in Arkansas
  • Encore Bank is a private, boutique bank with a commercial focus that couples highly experienced and talented bankers with innovative technology to offer unprecedented levels of personal service and experiences to its clients through a hospitality-inspired concierge approach. Encore provides a full suite of financial products

  • Bank Ozk
  • 17901 Chenal Pkwy, Suite 100, Little Rock, AR, 72223
  • Lends in Arkansas
  • Bank OZK, we strive to build on our community Bank heritage by combining high ethical standards with innovative technologies to deliver truly exceptional service to our clients and communities. We are committed to implementing new ideas and cultivating relationships that encourage our communities, large and small, to grow and thrive.

Also lends in Arkansas

  • CNext Bank
  • 505 North Vienna Street, Ruston, LA, 71270
  • Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.