For 2026, the FHA loan limits in Avra-Valley county of Pima, AZ are set at $356,362 for single-family homes. The limit increases to $456,275 for a property with two units, $551,500 for three-unit properties, and $685,400 for homes with four units.
Concerning conventional loans, the highest possible amount for a single-family residence is $548,250. For two-unit dwellings, the cap is $702,000, escalating to $848,500 for three units and $1,054,500 for structures with four units.
Utilize our FHA calculator to uncover the best FHA rates available today and to determine necessary downpayment, income level, credit situation, reserves, and documentation needed for qualification.
With the Lendersa® calculator, you can juxtapose FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, for comprehensive comparison alongside FHA.
Lendersa® sources loan program data from a multitude of lenders, providing rapid comparisons against your unique financial situation and necessities.
The Loan Limits Comparison Table for 2026 in Avra-Valley county of Pima, AZ enables assessment of maximum loan amounts for various options, such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights into qualifications, including income, reserves, and credit factors, deploy the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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