In the year 2026, the FHA loan limits in Eagar, which is part of Apache county in AZ, are outlined as follows: $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for residences with four units.
For conventional loans, the maximum available amount for a single-family residence is set at $726,200. For duplexes, it increases to $929,850, rises to $1,123,900 for triplexes, and the cap is $1,396,800 for four-unit structures.
Employ our FHA calculator to discover the best FHA rates available today. It helps determine the necessary downpayment, income requirements, credit standing, reserves, and the documentation needed to qualify effectively.
The Lendersa® calculator allows you to juxtapose FHA rates and terms against those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a comprehensive comparison.
Lendersa® compiles extensive data from a numerous lenders and conducts a swift comparison tailored to match your personal financial profile and needs.
In 2026, the Loan Limits Comparison Table for Eagar in Apache county, AZ provides insights into maximum allowed loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To fully assess qualification standards like income, reserves, and credit, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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