For the year 2026, the FHA loan limits in Lake-Montezuma county of Yavapai, AZ are detailed as follows: $356,362 is set for a single-family home, $456,275 applies to 2-unit properties, $551,500 for those with 3-units, and $685,400 for 4-unit homes.
The maximum conventional loan amounts on a single-family residence are determined as $548,250. For houses with 2-units, the cap is $702,000, climbing to $848,500 for properties with 3-units, and finally reaching $1,054,500 for those with 4-units.
Our FHA calculator is available to help you discover today's best FHA rates and calculate the necessary downpayment, income levels, credit score, reserves, and required documents to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those offered by other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collates data from thousands of lenders, performing a rapid comparison that caters to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lake-Montezuma county of Yavapai, AZ allows you to review and contrast FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification requirements such as income, reserves, and credit. SLIQ™ helps you access tailored analysis for critical financial decisions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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