2025 FHA (Government Loans) Limits for Lake-Montezuma, Yavapai County, Arizona

For the year {CURRENT_YEAR}, the FHA loan limits in Lake-Montezuma county of Yavapai, AZ are detailed as follows: {DETAILS_LOAN_LIMIT_FHA1} is set for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} applies to 2-unit properties, {DETAILS_LOAN_LIMIT_FHA3} for those with 3-units, and {DETAILS_LOAN_LIMIT_FHA4} for 4-unit homes.

The maximum conventional loan amounts on a single-family residence are determined as {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For houses with 2-units, the cap is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, climbing to {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for properties with 3-units, and finally reaching {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for those with 4-units.

Our FHA calculator is available to help you discover today's best FHA rates and calculate the necessary downpayment, income levels, credit score, reserves, and required documents to qualify.

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With the Lendersa® calculator, you can compare FHA rates and terms with those offered by other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for {CURRENT_YEAR} in Lake-Montezuma county of Yavapai, AZ allows you to review and contrast FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification requirements such as income, reserves, and credit. SLIQ™ helps you access tailored analysis for critical financial decisions.

Loan limits Lake-Montezuma county of Yavapai, AZ

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • 2200 E Williams Field Road, Suite 200, Gilbert, AZ, 85295
  • Desert State Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Arizona. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
  • Barrett Financial Group, LLC
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  • At Barrett Financial, our mission is to guide customers through the mortgage loan process. We personalize each customer’s experience to ensure their needs are met and they understand the process. We empower our team members to achieve our mission with the company slogan, “Make it happen.”
  • Andersen Capital Partners
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  • Andersen Capital Partners is a privately-held investment firm with a portfolio consisting primarily of real estate-related assets, including secured loans, agricultural and raw land, and leased commercial properties. Over time, the proceeds from these investments funded other land purchases and small development projects in Arizona.
  • Mortgage Pros Loan Lab
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  • Mortgage Pros Loan Lab is your one stop wholesale mortgage brokerage for the mortgage needs in Arizona and Colorado. Mortgage Pros was born from the over 30 years of combined experience in the mortgage industry of Sam Stockham and Anna Shurwin. wholesale mortgage brokerage for the mortgage needs in Arizona and Colorado.
  • Service First Mortgage Company
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  • Service First Mortgage was founded by CEO and President, Shawn Broussard, as a small mortgage brokerage firm with a hands-on-approach to meeting the needs of the consumer. Today, we are a full-service mortgage lending entity at the top of production and customer satisfaction in Texas and Arizona.
  • Credit Union West
  • 503 W Van Buren St, Avondale, AZ, 85323
  • Credit Union West is an award-winning financial cooperative founded in 1951 on the Luke Air Force Base in Glendale, Arizona. Our core principals guide our decisions ensuring integrity and trusted member service. With more than $1 billion in assets and over 80, 000 members, we offer an array of personal banking, business services.
  • Ashley Blanton Home Loans
  • 3100 W Ray Rd, Suite 201, Chandler, AZ, 85286
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Discount Mortgage Advisors LLC
  • 16810 East Avenue of The Fountains Ave, Fountain Hills, AZ, 85286
  • Discount Mortgage Founder of the steve We are a full-service mortgage company based in Fountain Hills, AZ. We specialize in originating Home Loans EVERYWHERE in Arizona, EVERYWHERE in Colorado and EVERYWHERE in California and surrounding cities. Get Your easy, hassle-free digital mortgage here.