As of 2026, the FHA loan limits in the county of Yavapai in Village-of-Oak-Creek, AZ are as follows: $356,362 for a single-family home, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit properties.
The largest loan amount allowable for conventional loans on a single-family residence is $548,250, $702,000 for two-unit homes, $848,500 for three-unit dwellings, and $1,054,500 for housing with four units.
Our FHA calculator is available to help you discover today’s best FHA rates and assess the necessary downpayment, income, credit status, reserves, and documentation required for qualification.
Use the Lendersa® calculator to compare FHA rates and terms against those of other loan programs. Investigate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison to FHA.
Lendersa® acquires data from a wide range of lenders, allowing rapid comparison tailored to your specific financial profile and needs.
View the Loan Limits Comparison Table for 2026 in the county of Yavapai in Village-of-Oak-Creek, AZ. This provides an overview of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements such as income, reserves, and credit, make use of Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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