In the year 2026, the FHA loan limit for Tucson county, part of Pima, AZ, is configured at $472,030 for a single-family home, $604,400 for a 2-unit dwelling, $730,525 for 3-units, and $907,900 for properties with 4-units. These limits are designed to accommodate a variety of housing needs, ensuring that buyers can secure funding appropriate for both modest and multi-unit residences within these ranges.
For conventional loan products, the highest permissible amount for a single-family home is set at $726,200. For a property with two residential units, the ceiling is $929,850. Properties with three units see a cap at $1,123,900, and for those with four units, the limit reaches $1,396,800. Understanding these caps offers clarity to buyers exploring conventional financing for different property types.
To thoroughly analyze today's top FHA rates and accurately determine the needed down payment, income levels, credit score, reserves, and documentation required for loan qualification, please utilize our FHA calculator. It offers vital insights into various financial obligations homebuyers will face and what is needed to ensure eligibility for FHA loans, aiding in the preparation for this important financial step.
The Lendersa® calculator is an essential tool for contrasting FHA rates and terms with a comprehensive selection of other loan programs. It provides the capability to compare and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. This broad exploration allows you to identify the most advantageous financing solutions available in today's competitive market.
By gathering extensive loan data from thousands of lenders, Lendersa® is equipped to deliver rapid, detailed comparisons aligned with your financial profile and needs, facilitating clearer decision-making in your lending choices.
Refer to the Loan Limits Comparison Table for 2026 within Tucson county, in Pima, AZ, for a clear view of the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the insights from the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to fully understand qualification requirements such as income standards, reserves, and credit requirements. This comprehensive approach ensures preparedness for securing favorable loan terms.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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