As of 2026, the cap for FHA loans in Tucson-Estates county, Pima, AZ is set at $356,362 for single-family homes. For two units, it's $456,275, for three, it's $551,500, and for four-unit properties, the limit is $685,400.
When it comes to conventional loans, the top loan amount on a single-family home is $548,250. For properties with two units, it's listed as $702,000; for three-units $848,500; and for four units, it maxes at $1,054,500.
To explore today's competitive FHA rates and figure out the necessary downpayment, income, credit score, reserves, and documents for qualification, utilize our FHA calculator.
With the Lendersa® calculator, you can weigh the FHA rates & terms against those of other loan programs. Investigate and differentiate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates data from a vast pool of lenders, instantly matching it with your specific fiscal profile and criteria.
For 2026 in Tucson-Estates county of Pima, AZ, the Loan Limits Comparison Table presents maximum loan values across various programs: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To contrast eligibility prerequisites such as income, reserves, and credit, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™)
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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