2025 FHA (Government Loans) Limits for Whiteriver, Navajo County, Arizona

For 2025, the FHA loan limits in Whiteriver county of Navajo, AZ are as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for 4-units.

The maximum amounts for conventional loans are $726,200 for a single-family home, $929,850 for 2-units, $1,123,900 for 3-unit residences, and $1,396,800 for those with 4-units.

Utilize our FHA calculator to access today's best FHA rates and determine the necessary downpayment, income, credit, reserves, and required documentation to qualify.

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Compare Loan Options in Whiteriver, AZ

With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa® gathers loan program data from thousands of sources and provides instant comparisons tailored to your unique financial profile.

See the Loan Limits Comparison Table for 2025 in Whiteriver county, Navajo, AZ, to compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To review qualification needs such as income, reserves, and credit, apply the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Whiteriver county of Navajo, AZ

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • HBS Finance provides nationwide real estate mortgages and corporate banking financial solutions. We utilize conventional financing sources; commercial banks, industrial finance companies, SBA and private investors to serve the financial needs of our clients. Because HBS Finance understands mortgage banking and commercial lending.
  • Private Lending Company Inc.
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  • Civic Financial Services
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  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.
  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Suite 106, Redondo Beach, CA, 90278
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.
  • Sunset Equity Funding
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  • Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.
  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.
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  • ACC Mortgage Lending
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  • "ACC Mortgage Lending is a top producing mortgage firm licensed in CA, CO, TX, NM, AZ, WA, GA, MN Our Loan Originators are seasoned professionals and highly ranked in our field. We know that each customer has specific needs, so we provide a wide array of products, expertise, and customizatoin for your home loan financing."