In 2026, the FHA loan limit for a single-family home in San-Carlos county, Gila, AZ stands at $356,362. For properties with 2-units, the cap is $456,275; for 3-units, it is $551,500; and for 4-units, the limit is $685,400.
When considering conventional loans, the maximum amount for a single-family residence is $548,250. For homes with 2-units, it reaches $702,000; for 3-units, it stands at $848,500; and for 4-unit properties, the limit is $1,054,500.
Utilize our FHA calculator to explore today’s best rates and assess the necessary downpayment, income, credit, reserves, and required documents for loan qualification.
The Lendersa® calculator is designed to enable comparisons of FHA rates and terms with those of other loan programs. This includes an exploration of Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® efficiently aggregates data from thousands of lenders, performing quick comparisons against your distinct financial profile and needs.
Check the Loan Limits Comparison Table for 2026 in San-Carlos county of Gila, AZ. Here, you can compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money maximum loan amounts. To inspect qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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