For 2026, the FHA loan limits in Alamo county of Contra Costa, CA are set at $1,089,300 for a single-family home, $1,394,775 for properties with 2 units, $1,685,850 for 3-unit homes, and $2,095,200 for buildings with 4 units.
The maximum permissible loan amount for conventional loans on a single-family residence is $1,089,300, with limits of $1,394,775 for homes with two units, $1,685,850 for three units, and $2,095,200 for four-unit properties.
Utilize our FHA calculator to discover today’s optimal FHA rates and ascertain downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with those of other loan programs. Probe into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® pulls in comprehensive loan data from thousands of lenders, providing rapid comparisons against your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table in Alamo county of Contra Costa, CA, helps compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification factors such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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