In 2026, the FHA loan limits in San-Miguel, within the county of Contra Costa, CA, are set as $822,375 for a single-family house, $1,053,000 for two-unit properties, $1,272,750 for properties with three units, and $1,581,750 for four-unit buildings.
The conventional loan maximum for a single-family residence reaches $822,375. For homes comprising 2 units, the limit is $1,053,000, for 3-unit structures, it is $1,272,750, and for 4-unit configurations, $1,581,750.
Utilize our FHA calculator to explore today's top FHA rates and calculate the necessary downpayment, credit score, income levels, reserves, and documentation needed for approval.
Lendersa® offers a calculator that allows comparisons of FHA rates and terms with those of other loan programs. Investigate FHA options alongside Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
By sourcing data from thousands of lenders, Lendersa® matches this information against your specific financial profile and needs within seconds.
For 2026, the Loan Limits Comparison Table in Contra Costa, CA provides analyses of the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To help determine qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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