In 2026, the FHA loan limit in Altadena county of Los Angeles, CA, is set at $1,089,300 for a single-family home. For properties with two units, the limit is $1,394,775, for three units it goes to $1,685,850, and for four units, it reaches $2,095,200. These defined caps are essential for determining eligibility and financial planning for future homeowners and investors alike.
For conventional loans, the highest amount available for a single-family house is $1,089,300. It increases for two-unit homes to $1,394,775, advances to $1,685,850 for three units, and maximizes at $2,095,200 for four units. Knowing these limits helps borrowers evaluate how much they can potentially finance.
Utilize our FHA calculator to access today’s prime FHA rates and establish the required downpayment, assess income and credit conditions, as well as identify reserve and document needs for qualification. It's an effective tool for those seeking FHA loan guidance.
Compare an array of loan offers from 100 lenders to select the optimal financial terms for your situation.
The Lendersa® calculator provides an opportunity to compare FHA rates and terms with those of other financing options, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This ensures that you have a comprehensive view of available lending products.
By compiling a wide range of loan program data from thousands of lenders, Lendersa® swiftly aligns these options with your financial profile to present smartly tailored loan choices, making it easier for you to find a suitable match.
The detailed Loan Limits Comparison Table for 2026 in Altadena county under Los Angeles, CA, allows comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification standards for income, reserves, and credit, aiding rigorous evaluation to make an informed financial decision.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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