FHA Loan Max Loan amount for Pasadena, Los Angeles County, CA in 2026

In 2026, the FHA loan limit for Pasadena county in Los Angeles, CA is set at $1,089,300 for a single-family home. For properties with two units, the limit is $1,394,775; for three units, it's $1,685,850; and for four units, the maximum is $2,095,200.

The maximum loan amount for conventional loans on a single-family residence is $1,089,300. For two-unit homes, it's $1,394,775; for three units, it reaches $1,685,850; and for four units, the cap is $2,095,200.

Our FHA calculator can help you find today's best FHA rates and determine the required downpayment, income level, credit score, reserves, and necessary documents for qualification.

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Explore Your Loan Options in Pasadena, CA

The Lendersa® calculator lets you compare FHA rates and terms alongside a variety of other loan programs. Consider options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.

Lendersa® swiftly compiles loan program data from thousands of lenders, comparing it with your unique financial profile and needs in seconds.

The Loan Limits Comparison Table for 2026 in Pasadena county, Los Angeles, CA, facilitates comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To assess qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Pasadena county of Los Angeles, CA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Harris Mortgage
  • 422 Salinas Street, Salinas, CA, 93901
  • Lends in California
  • We at Harris Mortgage have made a career as the people’s lender. Knowing and understanding the vast amount of programs to service each type of borrower with a know-how on structuring files to ensure we find the right mortgage for you and your family. Our loan officers bring honesty and expertise to each relationship.

  • Malvini Mortgage
  • 210 Capitol St, Suite 2, Salinas, CA, 93901
  • Lends in California
  • At Malvini Real Estate Group finding a home that is perfect for you while working within your budget is a specialty of ours. Let Steve Malvini help you relieve the stress and uncertainty of buying and/or selling a home. Our Financial Services provide professional, knowledgeable, and experienced tax preparers to help

  • Diego Jacob Sandoval Capitol Mortgage
  • 1880 N. Main Street, Suite 200, Salinas, CA, 93906
  • Lends in California
  • We offer compettive rates and pricing. Since you will work directly with the broker/owner of the company you will have opportunity to get better overall service and loan pricing that you will find at your local bank or even other brokerage firms. We are Lending Integrity Seal Holder which means you are working with a company

  • Essential Mortgage Solutions Inc
  • 971 North Main St, Suite 209, Salinas, CA, 93906
  • Lends in California
  • Essential Mortgage Solutions Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Central Coast Home Loans, Inc.
  • 7901 San Miguel Canyon Road, Salinas, CA, 93907
  • Lends in California
  • For over 25 years, Central Coast Home Loans has been a mortgage planning team committed to staying educated and innovative in the Mortgage Industry. Central Coast Home Loans brings this experience and knowledge to help our clients meet their short term and long term financial goals.

  • Carmel Capital Group
  • 2 North East of Santa Rita On 2nd Avenue, Carmel By The Sea, CA, 93921
  • Lends in California
  • Carmel Capital Group was established in 2020 by Joe Villarreal and Domingo Alvarez. Our associates are dedicated to providing a timely, professional, and personal experience as we work together to get you the best financing available on the market. Carmel's fastest and most competitive mortgage brokerage.

  • American Pacific Mortgage
  • 222 South Thor Street, Suite 3 & 10, Turlock, CA, 95380
  • Lends in California
  • Whether you are buying your first home, second home, vacation home or an investment property, we can help! Turn the home of your dreams into reality.American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.

  • Seabright Mortgage
  • 120 Aviation Way, Suite 6, Watsonville, CA, 95076
  • Lends in California
  • Seabright Mortgage has provided outstanding mortgage loan service and advice in the greater Santa Cruz area for over twenty years. Combining past experience with acute knowledge of today’s diverse mortgage market, we are able to provide the right mortgage options for our clients while focusing on creating a positive client experience.

  • Prime Home Loans
  • 734 E Lake Ave, Suite 6, Watsonville, CA, 95076
  • Lends in California
  • Sergio Angeles is the Owner/Broker at Prime Home Loans. Sergio has been in the real estate & lending business for over 17 years. Prime Home Loans is committed to listening to our customers, our employees and our business partners. Their needs and wants are always thoughtfully addressed so that solutions directly impact their desires.

  • Concept Mortgage
  • 821 East Lake Ave, Watsonville, CA, 95076
  • Lends in California
  • Concept Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.

  • DRES Funding
  • 6713 Hughson Ave, Hughson, CA, 95326
  • Lends in California
  • Our mission is to never forget that we are serving a customer that is a real person and we pledge not to treat you cold because of todays technologies like email or text messages and other forms of communication.We strive to provide you with honesty, integrity & the competence that you expect when making a decision on the best loan.