FHA Loan Limits for Antioch, Contra Costa County, CA in 2026

In 2026, the FHA loan limits for Antioch, in the county of Contra Costa, located in CA, are established as $1,089,300 for a single-family home. When considering residences with 2-units, the limit goes up to $1,394,775. For homes with 3-units, the maximum is $1,685,850, and for properties containing 4-units, it extends to $2,095,200.

As for conventional loans, the highest amounts that can be borrowed are defined as follows: $1,089,300 for a single-family residence. Moving to structures that accommodate 2-units, the limit is $1,394,775. Homes with 3-units can qualify for up to $1,685,850. Lastly, for those considering 4-unit buildings, the borrowing cap is set at $2,095,200.

To meticulously review today’s best FHA rates and ascertain all crucial qualifications needed such as downpayment, income levels, credit requirements, the requisite reserves, and necessary documentation, our FHA calculator serves as an invaluable resource, offering significant insights and support for potential borrowers.

Begin your search and compare expansive loan offers from a broad network of 100 varied lenders here

Dive into Your Loan Options in Antioch, CA

The Lendersa® calculator is expertly crafted to facilitate comparisons between FHA mortgage rates and terms with other distinguished loan programs. This includes a diverse range of products such as Conventional mortgages, Jumbo loans for higher values, VA loans for veterans, USDA loans for rural properties, Non-QM products for unique financial situations, and hard money loans catering to specialized funding needs.

Lendersa® proficiently aggregates a vast amount of loan program information from a large array of lenders, optimizing it for quick comparisons that align seamlessly with your financial landscape and specific requirements.

For the 2026 period in Antioch, situated within Contra Costa, CA, refer to the Loan Limits Comparison Table for an exhaustive review of maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Engage with the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to deepen your understanding of necessary qualifications encompassing income, essential reserves, and credit metrics, tailored precisely to your borrowing needs and aspirations.

Loan limits Antioch county of Contra Costa, CA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Antioch FHA Lenders

  • Dow Credit Union
  • 3457 Deer Valley Rd, Antioch, CA, 94531
  • Lends in California
  • With more than 2,100 members and assets over $50 million, Dow Great Western Credit Union has been providing our members with a variety of financial services for more than 83 years!

    We have the distinct honor of serving our community since 1938. In 1938 the Dow Chemical Company purchased the Great Western Electro Chemical Company in Pittsburg,

  • Empire Lending Group
  • 5097 Wagon Wheel Way, Antioch, CA, 94531
  • Lends in California
  • Empire Lending Group's mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Lone Tree Funding & Mortgage
  • 3731 Sunset Lane, Suite 108, Antioch, CA, 94509
  • Lends in California
  • We are a local mortgage brokerage firm with significant mortgage and financial experience comprised of both CPAs and Mortgage Professionals who have been in the mortgage business over 20 years.

    Catharine Dombrowski is the Mortgage Broker, who is also a CPA (Certified Public Accountant). Catharine founded Lone Tree Funding & Mortgage in 2002

  • Pacific Funding Group
  • 70 Eagle Rock Way, Suite A, Brentwood, CA, 94513
  • Lends in California
  • Pacific Funding Group is Mortgage Company that provides Purchase and Refinance loans in the state of California. With branches in Brentwood and Walnut Creek CA, we have hundreds of Loan Programs to serve you including VA Loans, FHA Mortgage Loans, Conventional Mortgage Loans, Jumbo Mortgage Financing and our own in-house mortgage loan products.

  • REInspired Home Loans
  • 541 Montana Street, Brentwood, CA, 94513
  • Lends in California
  • Your Dream House is out there just waiting for you. With the mix of Search Tools you'll find - You have the ability to effortlessly search listings, save searches, and properties for future visits. The House you've always imagined is only one click away! Let Kristine Messa get you Pre-Approved so that you can find your dream home!

  • SC Realty
  • 2252 Putter Court, Brentwood, CA, 94513
  • Lends in California
  • SC Realty is a locally-owned brokerage company, focusing on residential financing and sales. We are proud to offer a full-service experience for all your residential real estate needs. At SC Realty, we are a one-stop shop whether you are selling, buying, refinancing, or looking to obtain a new loan.

  • All California Lending
  • 1145 2nd Street A262, Brentwood, CA, 94513
  • Lends in California
  • All California Lending specializes in hard money lending and commercial loans. We have been in the real estate lending business for many years, specializing in hard money lending for most of that time. It is due to this niche specialization that we are able to help so many of our clients.

  • Golden Castle Loans
  • 646 Port Chicago Hwy, Suite 5391, Baypoint, CA, 94565
  • Lends in California
  • The GCL Team is committed to providing clients with the highest quality loan origination services combined with the lowest interest rates and closing costs possible. Whether you are looking to buy your dream home or refinance, our experienced mortgage professionals are here to work with you one on one to ensure your success.

  • 3C Mortgage Group
  • 340 Cumberland Street, Suite C, Pittsburg, CA, 94565
  • Lends in California
  • At 3C Mortgage Group. We are a full-service mortgage company based in Pittsburg, CA. We specialize in Refinance in Pittsburg, Concord, and Antioch. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in any of these zip codes: 94565, 94521, 94531,

  • Acurus Home Loans
  • 862 Deer Spring Circle, Concord, CA, 94521
  • Lends in California
  • At Acurus Home Loans. We are a full-service mortgage company based in Concord, California. We specialize in senior communities, reverse mortgages, VA & manufactured homes throughout California. We serve our local communities in the greater San Francisco Bay Area as well as all of California where we can help you realize your dream of homeownership