In 2026, the FHA loan limits for Antioch, in the county of Contra Costa, located in CA, are established as $1,089,300 for a single-family home. When considering residences with 2-units, the limit goes up to $1,394,775. For homes with 3-units, the maximum is $1,685,850, and for properties containing 4-units, it extends to $2,095,200.
As for conventional loans, the highest amounts that can be borrowed are defined as follows: $1,089,300 for a single-family residence. Moving to structures that accommodate 2-units, the limit is $1,394,775. Homes with 3-units can qualify for up to $1,685,850. Lastly, for those considering 4-unit buildings, the borrowing cap is set at $2,095,200.
To meticulously review today’s best FHA rates and ascertain all crucial qualifications needed such as downpayment, income levels, credit requirements, the requisite reserves, and necessary documentation, our FHA calculator serves as an invaluable resource, offering significant insights and support for potential borrowers.
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The Lendersa® calculator is expertly crafted to facilitate comparisons between FHA mortgage rates and terms with other distinguished loan programs. This includes a diverse range of products such as Conventional mortgages, Jumbo loans for higher values, VA loans for veterans, USDA loans for rural properties, Non-QM products for unique financial situations, and hard money loans catering to specialized funding needs.
Lendersa® proficiently aggregates a vast amount of loan program information from a large array of lenders, optimizing it for quick comparisons that align seamlessly with your financial landscape and specific requirements.
For the 2026 period in Antioch, situated within Contra Costa, CA, refer to the Loan Limits Comparison Table for an exhaustive review of maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Engage with the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to deepen your understanding of necessary qualifications encompassing income, essential reserves, and credit metrics, tailored precisely to your borrowing needs and aspirations.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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