In 2026, the FHA loan limits in Oakley county, Contra Costa, CA, are $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
For conventional loans, the maximum amount for a single-family home is $1,089,300, for two units it's $1,394,775, for three units it's $1,685,850, and for four units, it's $2,095,200.
Use our FHA calculator to find today’s top FHA rates and determine the needed downpayment, income, credit, reserves, and documents to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with other programs like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® quickly collects data from numerous lenders, aligning it with your financial profile to offer informed comparisons.
The Loan Limits Comparison Table for 2026 in Oakley county, Contra Costa, CA, helps you compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) loan limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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