For 2026, the FHA loan limits in Arvin, within Kern county, CA, are $472,030 for single-family homes, $604,400 for two-unit dwellings, $730,525 for properties with three units, and $907,900 for four-unit residences.
The cap for conventional loans on single-family homes reaches $726,200, increasing to $929,850 for two-unit homes; for three units, it’s $1,123,900, and for four units, it is $1,396,800.
Use our FHA calculator to see today’s top FHA rates, evaluating the required downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator offers a comparison of FHA rates and terms against those of various other loan programs, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders and matches it swiftly with your specific financial profile and needs.
Explore the Loan Limits Comparison Table for 2026 in Arvin, Kern county, CA, to review maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a closer look at qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,100 | $345,100 | $345,100 | $345,100 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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