For the year 2026, the FHA loan limits in August county of San Joaquin, CA are defined as follows: - For a single-family home, it is $656,650. - For properties with 2 units, the limit is $840,650. - Homes with 3 units are capped at $1,016,150. - For 4-unit residences, the maximum is set at $1,262,800.
Regarding conventional loans, the maximum amounts are structured as: - $726,200 for single-family homes. - The cap for 2-unit properties is $929,850. - For 3-unit homes, it is $1,123,900. - Four-unit properties have a maximum loan amount of $1,396,800.
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The Lendersa® calculator grants you the ability to compare FHA rates and terms across various other loan programs. Delve into comparisons of FHA with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
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The 2026 Loan Limits Comparison Table for August county of San Joaquin, CA provides a comprehensive look at maximum loan amounts for various types including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To ensure you meet qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an efficient analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $656,650 | $840,650 | $1,016,150 | $1,262,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $556,200 | $556,200 | $556,200 | $556,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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