2026 FHA (Government Loans) Limits for Blackhawk, Contra Costa County, California

For 2026, the FHA loan limit within Blackhawk county of Contra Costa, CA is established at $1,089,300 for a single-family home. When it comes to 2-unit properties, the limit is $1,394,775, while for 3-units it climbs to $1,685,850, and for 4-units, it tops out at $2,095,200.

In terms of conventional loans, the highest loan amount approved for a single-family residence is $1,089,300. For homes with 2-units, the limit is $1,394,775, for 3-units it reads $1,685,850, and the cap for 4-units is $2,095,200.

Employ our FHA calculator to access the most competitive FHA rates today. This tool facilitates the assessment of down payment requirements, income qualifications, credit scores, reserves, and necessary documentation.

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The Lendersa® calculator is a robust tool that lets you compare FHA rates and terms with those of various loan programs. Delve into and assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® efficiently assimilates and processes loan program data from countless lenders, performing rapid comparisons with your unique financial profile and preferences.

In the Loan Limits Comparison Table for 2026 set in Blackhawk county of Contra Costa, CA, you'll find maximum loan amounts outlined for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. To evaluate qualification needs such as income, reserves, and credit, turn to the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for in-depth insights.

Loan limits Blackhawk county of Contra Costa, CA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Better Home Financial, Inc.
  • 151 West Bonita Avenue, San Dimas, CA, 91773
  • Lends in California
  • Better Home Financial, Inc. is a full service mortgage lender that was founded by Wally Nikowitz in San Dimas, California in 1988. Building upon a decade of career success with a national CPA firm, Founder/CPA Wally merged his extensive experience in finance, accounting, tax and business with his passion for helping family, friends.

  • TRT HOME LOANS, INC.
  • 3110 E. Garvey Ave South, West Covina, CA, 91791
  • Lends in California
  • At TRT Home Loans, Inc, I am pleased to share with you our mission statement. To dedicate the highest quality of customer service to our clients and customers with honesty, integrity & a professional environment. At TRT Home Loans, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan.

  • GM Brokerage
  • 150 N Grand Ave, Suite 204, West Covina, CA, 91791
  • Lends in California
  • GM Brokerage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • California Mortgage Brokers Inc.
  • 150 N. Grand Ave Suite 204, West Covina, CA, 91791
  • Lends in California
  • California Mortgage Brokers Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Reverse4Retirement
  • 100 N Barranca St Fl 7, West Covina, CA, 91791
  • Lends in California
  • This company offers Welcome to Reverse4Retirement, we are reverse mortgage professionals and dedicated to helping senior citizens in California with reverse mortgages and reverse purchase home loans We understand the needs and concerns of our clients and work with them each step of the way to make the reverse mortgage process easy and stress free.

  • Gateway Mortgage Group
  • 2640 E Garvey Ave S, Suite 107, West Covina, CA, 91791
  • Lends in California
  • Gateway Mortgage Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Prime Equity Mortgage
  • 100 N Citrus St #638, West Covina, CA, 91791
  • Lends in California
  • Prime Equity Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Capital Direct Funding
  • 100 N CITRUS ST SUITE 530, West Covina, CA, 91791
  • Lends in California
  • Capital Direct Funding, we handle unique transactions we are no stranger too.We excel in handling these types of transactions and We help good people with unique challenges achieve their real estate goals by getting them connected with private and alternative financing and while improving their investments and safeguarding their financial future.

  • Main Street Mortgage Services
  • 15825 Main Street, 1st Floor, La Puente, CA, 91744
  • Lends in California
  • MAIN STREET MORTGAGE SERVICES, Inc. is a full service mortgage brokerage with only one priority – to provide the absolute best customer service to our clients while educating them on today’s mortgage process. We offer individualized mortgage solutions for the borrower's unique needs.