In 2025, FHA loan limits in Campbell county of Santa Clara, CA, are as follows: $805,000 for a single-family home, $1,030,550 for 2-unit homes, $1,245,700 for 3-unit residences, and $1,548,100 for 4-unit properties. These limits are essential for buyers planning to utilize FHA loans for financing.
The maximum amount for conventional loans on single-family homes is $805,000. For properties with two units, the cap is $1,030,550, for three-unit homes, it's $1,245,700, and for four-unit buildings, it extends to $1,548,100. Understanding these limits helps in assessing potential borrowing capacity.
Our FHA calculator makes it easy to find today’s premier FHA rates and ascertain the necessary downpayment, income, credit score, reserves, and documentation required for loan qualification. This tool ensures you are well-prepared for the application process.
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With the help of the Lendersa® calculator, compare FHA rates and terms against those of other loan products, including Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans. This comprehensive comparison helps you find a financial solution tailored to your needs.
By gathering extensive data from numerous lenders, Lendersa® efficiently aligns these options with your specific financial profile, presenting you with customized loan opportunities that suit your requirements.
The Loan Limits Comparison Table for 2025 in Campbell county under Santa Clara, CA, provides detailed comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™), effectively supporting your decision-making process with precise insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| USDA | $626,500 | $626,500 | $626,500 | $626,500 |
| VA | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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