In 2026, FHA loan limits in Cambrian-Park, situated in Santa Clara county, CA, are $822,375 for a single-family home. For 2-units, it is $1,053,000, for 3-units $1,272,750, and for 4-units $1,581,750.
The maximum amount for conventional loans on a single-family residence is $822,375. It extends to $1,053,000 for a duplex, $1,272,750 for a triplex, and for four units, it is $1,581,750.
Use our FHA calculator to access today’s best FHA rates and determine what downpayment, income, credit, reserves, and documentation are necessary to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms with other loan program offerings. Consider FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® rapidly gathers loan program data from thousands of lenders and aligns it with your financial profile and needs.
For 2026, the Loan Limits Comparison Table in Santa Clara, CA provides a view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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