2023 FHA (Government Loans) Limits for Carmel-Valley-Village, Monterey County, California

In 2024, FHA loan limit in Carmel-Valley-Village county of Monterey, California is $739,450 for a single-family home, $946,650 for 2-units, $1,144,250 for 3-units, and $1,422,050 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $739,450, $946,650 for 2-units, $1,144,250 for 3-units, and $1,422,050 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in Carmel-Valley-Village county of Monterey, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Carmel-Valley-Village county of Monterey, CA

SFR 2 Units 3 Units 4 Units
FHA $739,450 $946,650 $1,144,250 $1,422,050
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $739,450 $946,650 $1,144,250 $1,422,050
USDA $591,500 $591,500 $591,500 $591,500
VA $739,450 $946,650 $1,144,250 $1,422,050
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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