For {CURRENT_YEAR}, in Soledad, located in Monterey county of CA, the FHA loan limits are {DETAILS_LOAN_LIMIT_FHA1} for a single-family home. For two-unit homes, the limit is {DETAILS_LOAN_LIMIT_FHA2}, for residences with three units, it is {DETAILS_LOAN_LIMIT_FHA3}, and for four-unit buildings, it reaches {DETAILS_LOAN_LIMIT_FHA4}.
The maximum conventional loan amount for a single-family house is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For homes with two units, it is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, for three-unit houses, it's {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for structures with four units, it rises to {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Utilize our FHA calculator to uncover today’s favorable FHA rates and evaluate the necessary down payment, income prerequisites, credit rating, reserves, and documentation required for qualification.
Using the Lendersa® calculator allows for comparisons of FHA rates and terms with those available from other loan programs. Explore and evaluate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all alongside FHA possibilities.
Lendersa® accumulates loan program data from a plethora of lenders, swiftly matching this information with your specific financial condition and needs.
The Loan Limits Comparison Table for {CURRENT_YEAR} in Soledad within Monterey county, CA, enables comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements like income, reserves, and credit criteria, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $915,400 | $1,171,900 | $1,416,550 | $1,760,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $915,400 | $1,171,900 | $1,416,550 | $1,760,400 |
| USDA | $683,500 | $683,500 | $683,500 | $683,500 |
| VA | $915,400 | $1,171,900 | $1,416,550 | $1,760,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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