For 2026, in Soledad, located in Monterey county of CA, the FHA loan limits are $915,400 for a single-family home. For two-unit homes, the limit is $1,171,900, for residences with three units, it is $1,416,550, and for four-unit buildings, it reaches $1,760,400.
The maximum conventional loan amount for a single-family house is $915,400. For homes with two units, it is $1,171,900, for three-unit houses, it's $1,416,550, and for structures with four units, it rises to $1,760,400.
Utilize our FHA calculator to uncover today’s favorable FHA rates and evaluate the necessary down payment, income prerequisites, credit rating, reserves, and documentation required for qualification.
Using the Lendersa® calculator allows for comparisons of FHA rates and terms with those available from other loan programs. Explore and evaluate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all alongside FHA possibilities.
Lendersa® accumulates loan program data from a plethora of lenders, swiftly matching this information with your specific financial condition and needs.
The Loan Limits Comparison Table for 2026 in Soledad within Monterey county, CA, enables comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements like income, reserves, and credit criteria, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $915,400 | $1,171,900 | $1,416,550 | $1,760,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $915,400 | $1,171,900 | $1,416,550 | $1,760,400 |
| USDA | $683,500 | $683,500 | $683,500 | $683,500 |
| VA | $915,400 | $1,171,900 | $1,416,550 | $1,760,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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