In the course of 2026, the limit for FHA loans in the county of Castaic within Los Angeles, located in CA, is set at $1,089,300 for a single-family residence. For a duplex, it's $1,394,775, while a triplex reaches up to $1,685,850, and a four-unit property is $2,095,200.
For conventional loans, the ceiling amount for a single-family home is at $1,089,300. The limit extends to $1,394,775 for properties with two units, further rising to $1,685,850 for three-unit homes, and peaking at $2,095,200 for four-unit configurations.
To identify today’s most favorable FHA rates as well as to ascertain the necessary downpayment, income threshold, credit score requirements, reserves, and associated documentation that are imperative for qualification, make use of our FHA calculator.
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The Lendersa® calculator is a tool designed to facilitate the comparison of FHA loan rates and terms with those from various other loan programs. This includes the ability to explore and compare options from Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
By leveraging a database that aggregates comprehensive loan program data from a multitude of lenders, Lendersa® quickly evaluates this information against your distinct financial profile and needs to provide tailored comparisons.
The Loan Limits Comparison Table for the year 2026 in the county of Castaic within Los Angeles, CA, showcases the maximum loan limits for several types of loans including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further analyze qualifying criteria such as income, credit, and reserves, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) offers an advanced solution for such evaluations.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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