In 2026, within Fillmore county of Ventura, CA, FHA loan limits have been set at $948,750 for a single-family home, $1,214,600 for homes with 2 units, $1,468,150 for 3-unit residences, and $1,824,550 for 4-unit properties.
The maximum amount allowed for conventional loans on a single-family home is $948,750, and extends to $1,214,600 for two-unit, $1,468,150 for three-unit, and $1,824,550 for four-unit dwellings.
Leverage our FHA calculator to discover today's best FHA rates and evaluate the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of various other loan programs. Explore Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA options.
Lendersa® retrieves loan program data from thousands of lenders and quickly assesses it against your financial profile and needs.
For 2026 in Fillmore county of Ventura, CA, use the Loan Limits Comparison Table to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For detailed qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $948,750 | $1,214,600 | $1,468,150 | $1,824,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $948,750 | $1,214,600 | $1,468,150 | $1,824,550 |
| USDA | $680,800 | $680,800 | $680,800 | $680,800 |
| VA | $948,750 | $1,214,600 | $1,468,150 | $1,824,550 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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