2026 FHA (Government Loans) Limits for Chowchilla, Madera County, California

In 2026, the FHA loan limits for Chowchilla county in Madera, CA are set at $472,030 for a single-family house, $604,400 for a two-unit property, $730,525 for three-unit residences, and $907,900 for buildings with four units.

The maximum amounts for conventional loans are $726,200 for a single-family residence, $929,850 for two-unit homes, $1,123,900 for three-units, and $1,396,800 for properties with four units.

Utilize our FHA calculator to discover today’s optimal FHA rates and figure out the needed downpayment, income requirements, credit standing, reserves, and documents for qualification.

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Examine your loan options in Chowchilla, CA

The Lendersa® calculator helps you compare FHA rates and terms with those of other loans. Consider options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® accumulates loan program data from thousands of lenders, rapidly matching it with your unique financial profile and needs.

Refer to the Loan Limits Comparison Table for 2026 in Chowchilla county of Madera, CA, which contrasts max loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed qualification comparisons including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Chowchilla county of Madera, CA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Chowchilla FHA Lenders

  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • Lends in California
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises!
    FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS!

    FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"

  • ZABE Mortgage Group
  • 1609 Howard Road, Madera, CA, 93637
  • Lends in California
  • Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.

  • ONE STOP SHOP REALTY, INC.
  • 37042 Avenue 12, Madera, CA, 93636
  • Lends in California
  • At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • JC Mortgage
  • 4350 West Avenue, Suite 2, Atwater, CA, 95301
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mid Valley Services, Inc.
  • 7644 N Palm Ave, Fresno, CA, 93711
  • Lends in California
  • Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali

  • Homebridge
  • 7471 N. Remington Avenue, Suite 102, Fresno, CA, 93711
  • Lends in California
  • At HomeBridge Financial Services, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Precision Home Loans
  • 653 W. Fallbrook Ave, Suite 102, Fresno, CA, 93711
  • Lends in California
  • At Precision Home Loans, we believe how you get your mortgage matters. By making the effort to understand your full financial picture, we can offer you the right loan products. This is our promise to you. No strings attached. Just one ethical and caring transaction from our family to yours.

  • Valley Wide Reverse Mortgage
  • 6740 N. West Avenue, Suite 105, Fresno, CA, 93711
  • Lends in California
  • Valley Wide Reverse Mortgage is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Snap Home Loans
  • 7644 North Palm Avenue, Fresno, CA, 93711
  • Lends in California
  • SNAP! Home Loans is the industries Lowest Cost, Most Tech Lending Solution. Because we are a broker we provide Buyers with what we call “Fair Market Pricing” by shopping their loan with as many as 20 different banks. This provides our borrowers with the best financing available, with the most flexibility, at the lowest out of pocket price.

  • Aspire Realty Solutions
  • 336 West Bedford Avenue, Suite 103, Fresno, CA, 93711
  • Lends in California
  • Aspire Realty Solutions is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.