2026 FHA Loan Limits for Citrus, Los Angeles County, California

In 2026, the FHA loan limits for Citrus county of Los Angeles, CA are set at $1,089,300 for a single-family home, $1,394,775 for properties with two units, $1,685,850 for three units, and $2,095,200 for residences with four units.

Maximum loan amounts for conventional loans are $1,089,300 for a single-family residence, $1,394,775 for two-unit homes, $1,685,850 for three-unit properties, and $2,095,200 for four-unit buildings.

You can use our FHA calculator to explore today’s top FHA rates and determine the necessary downpayment, income, credit score, reserves, and documentation required for qualification.

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Explore Your Loan Options in Citrus, CA

The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore a wide range of options alongside FHA programs.

Lendersa® gathers loan program data from thousands of lenders and delivers rapid comparisons tailored to your financial profile.

Consult our Loan Limits Comparison Table for 2026 in Citrus county of Los Angeles, CA, featuring maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth evaluation of qualifications like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Citrus county of Los Angeles, CA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Premier Home Mortgage Loans
  • 1902 Wright Place, 2nd Floor, Carlsbad, CA, 92008
  • Lends in California
  • Premier Home Mortgage Loans working for retail mortgage companies and call centers, I felt there had to be a better way to serve individuals looking for a home mortgage. The lack of personal attention and slow processing times made it frustrating for borrowers. I decided to create a company that would address these issues and put the client.

  • Portfolio Loan Specialists
  • 1902 Wright Pl, Suite 200, Carlsbad, CA, 92008
  • Lends in California
  • I am committed to providing my clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, I can help make your dreams come true.

  • AAA Private Money
  • 2173 Salk Ave. Suite #250, Carlsbad, CA, 92008
  • Lends in California
  • AAA Private Money is a Carlsbad, California based company that specializes in private money loans and investments backed by real estate. Our philosophy is to provide industry leading services at wholesale pricing to deliver exceptional results to everyone doing business with us.

  • Loan Warehouse
  • 183 Montgomery Avenue, 2nd Floor, Oxnard, CA, 93036
  • Lends in California
  • Loan Warehouse was created out of the need for our local community of borrowers to have access to wholesale lenders with wholesale interest rates. We shop multiple lenders with one credit pull. You will have access to these lenders through our brokerage, Loan Warehouse, with multiple loan options. You deserve more than one rate & quote & option.

  • SC Lending Group
  • 300 East Esplanade Drive, 9th Floor, Oxnard, CA, 93036
  • Lends in California
  • Nuris Dante is your premier mortgage expert located in Oxnard, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Oxnard area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding.

  • ProTeam Home Loan
  • 2888 E. Loker Avenue, Carlsbad, CA, 92010
  • Lends in California
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Solidify Mortgage Advisors
  • 2888 Loker Avenue East, Suite 201, Carlsbad, CA, 92010
  • Lends in California
  • Solidify Mortgage Advisors is a group of mortgage experts that has collectively originated over one billion dollars in home financing. Priding ourselves on our diverse clientele from veterans to retirees and salaried to the self-employed-Solidify serves clients needing initial purchase financing and refinancing for their home and residential.

  • Centerpointe Capital
  • 2522 West Ranch St, Suite 204, Carlsbad, CA, 92010
  • Lends in California
  • Centerpointe Capital was incorporated in 2004 by Scott Polimeni, President and Broker. Scott proudly served his country for 8 years in the US Army and also graduated Class President from the Riverside Co. Sheriff’s Academy and enjoyed working for 2 agencies and several different assignments during his law enforcement career.

  • Belinda Biedebach, Mortgage Broker at Secured Lending Group
  • 380 S Melrose Dr, Suite 381, Vista, CA, 92081
  • Lends in California
  • At Secured Lending Group, we know getting a mortgage is one of the biggest financial decisions anyone can make. We are a boutique mortgage company that understands the importance of personalized and quality service. With nearly 35 years of combined experience, our team is a trusted source in finding the best terms that fit your needs.

  • Compadre Brokers
  • 380 S Melrose Dr, Suite 366, Vista, CA, 92081
  • Lends in California
  • Compadre Brokers Proving every day that a small brokerage with mastery of digital skills and a strong niche market presence can succeed in the California market. The Compadre Brokers platform is built to provide scalable real estate and mortgage services but we have a few extra tools. By leveraging unique factory built sales and finance relationshi

  • AltLender Mortgage
  • 1564 Seabridge Lane, Oxnard, CA, 93035
  • Lends in California
  • "AltLender Mortgage specialty is Alt-Doc/Non-QM lending solutions in multiple states with a pledge of providing the lowest interest rates offered by any competitor with similar guidelines.
    Our programs are ideal for:
    • Self-Employed borrowers who have too many write-offs on their tax returns"

  • Joel Hernandez
  • 277 Rancheros Dr, Suite 160, San Marcos, CA, 92069
  • Lends in California
  • we’re able offer a wide variety of home loan programs to help borrowers finance their home loan needs. From the first-time buyer looking for a low-down payment loan, to the seasoned investor looking to finance a 4-unit multi family home, we can help you. Because of our partnership with over 40 lenders