For 2026, the FHA loan limits in Baldwin-Park county, Los Angeles, CA, are $822,375 for a single-family home, $1,053,000 for 2-unit buildings, $1,272,750 for 3-unit structures, and $1,581,750 for 4-unit facilities.
The upper limits for conventional loans on a single-family residence are $822,375, with $1,053,000 for two-unit homes, $1,272,750 for three-unit properties, and $1,581,750 for four-unit complexes.
Utilize our FHA calculator to find today's best FHA rates and assess the requirements like down payment, income, credit score, reserves, and documents necessary to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Explore options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates loan data from thousands of lenders, offering quick comparisons matched to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Baldwin-Park, Los Angeles, CA, highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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