For the year 2025, the FHA loan limits allocated to Cutler county, within Tulare, located in CA, are as follows: a single-family home limit is $472,030; for duplex properties, the limit is $604,400; triplexes have a cap of $730,525; and for four-unit buildings, the limit is $907,900.
Conventional loan limits afford maximum amounts of $726,200 for a single-family residence, $929,850 for a two-unit property, $1,123,900 for three units, and $1,396,800 on a four-unit home.
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The Lendersa® calculator provides a comparison of FHA loan rates and terms against a range of other loan programs. Delve into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, as well as hard money loans, alongside FHA.
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For 2025, the Loan Limits Comparison Table in Cutler county, Tulare, CA offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To examine qualification determining factors such as Income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) provides an excellent analytical tool for a thorough understanding.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $342,100 | $342,100 | $342,100 | $342,100 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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