In 2026, the FHA loan limits for Orange-Cove county of Fresno, CA are set at $356,362 for single-family homes, $456,275 for 2-unit dwellings, $551,500 for 3-units, and $685,400 for 4-unit properties.
Conventional loans offer a maximum amount of $548,250 for single-family residences, with increases up to $702,000 for 2-unit buildings, $848,500 for 3-units, and $1,054,500 for homes with 4-units.
Utilize our FHA calculator for the best FHA rates available today, and check the necessary downpayment, income, credit requirements, reserves, and documents for qualification.
The Lendersa® calculator assists you in comparing FHA rates and terms with other lending programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly retrieves data from thousands of lenders to match it with your financial profile and needs for a personalized comparison.
Our Loan Limits Comparison Table for 2026 in Orange-Cove county of Fresno, CA, features details on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification elements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $296,900 | $296,900 | $296,900 | $296,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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