For 2026, the FHA loan limits in Emeryville county of Alameda, CA are: $1,089,300 for a single-family home, $1,394,775 for 2-unit homes, $1,685,850 for 3-units, and $2,095,200 for 4-unit properties.
The maximum amounts available for conventional loans are $1,089,300 for single-family residences, $1,394,775 for two-unit buildings, $1,685,850 for three units, and $2,095,200 for four-unit structures.
Using our FHA calculator, you can find today's top FHA rates and see what's required in terms of downpayment, income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator makes it possible to compare FHA rates and terms with a variety of other loan program rates, including those for Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data quickly from thousands of lenders to compare it with your unique financial situation.
View our Loan Limits Comparison Table for 2026 in Emeryville county of Alameda, CA, summarizing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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