For 2026, the FHA loan limits in Foothill-Farms county, Sacramento, CA are detailed as follows: $598,000 for a single-family home, $765,550 for two units, $925,350 for three units, and $1,150,000 for four units. These limits are crucial for buyers planning to use FHA financing options.
The maximum amount for conventional loans on a single-family home is $598,000. It increases to $765,550 for two units, $925,350 for three units, and $1,150,000 for four-unit properties. Understanding these configurations aids in structuring financial strategies for conventional loans.
Utilize our FHA calculator to view today’s leading FHA rates and discover the necessary downpayment, income, credit reserves, and documents needed to qualify. This tool serves as a comprehensive guide for potential borrowers aiming to ensure loan eligibility.
Explore attractive loan offers from 100 diverse lenders to find the most suitable terms tailored to your financial needs.
The Lendersa® calculator facilitates a wide-ranging comparison of FHA rates and terms with those of other loan offerings, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This comprehensive evaluation provides a broad view of available financial solutions.
By collecting and aligning extensive loan data from numerous lenders, Lendersa® quickly tailors these options against your unique financial profile to offer personalized recommendations.
The Loan Limits Comparison Table for 2026 within Foothill-Farms county of Sacramento, CA, provides an expansive analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. To thoroughly evaluate qualification criteria, like income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), ensuring a well-rounded financial assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $598,000 | $765,550 | $925,350 | $1,150,000 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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