In the year 2026, FHA loan limits for Antelope county in Sacramento, CA are established as follows: $763,600 for a single-family home, $977,550 for two-unit residences, $1,181,650 for three-unit properties, and $1,468,500 for four-unit homes.
The maximum conventional loan amount for a single-family residence is $763,600. For two units, it increases to $977,550, for three units it is $1,181,650, and for four-unit residences, it reaches $1,468,500.
Use our FHA calculator to find today’s top FHA rates and calculate the required downpayment, income, credit, reserves, and documentation necessary for qualification. It's an essential tool for financial planning.
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The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This broad comparison can help in selecting the ideal financing solution.
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Use the Loan Limits Comparison Table for 2026 in Antelope county of Sacramento, CA to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For insights into qualifying income, reserves, and credit requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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