Within 2026, the FHA loan limits for Fresno, under Fresno, CA, are as follows: $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-unit structures, and $907,900 for properties with 4-units.
For conventional loans, the upper limits are $726,200 for a single-family unit, increasing to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for buildings hosting 4-units.
To assess today’s best FHA rates and understand necessary qualifications like downpayment, income, credit, reserves, and required documentation, make use of our FHA calculator.
The Lendersa® calculator offers the capability to compare FHA rates and terms with those from other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, permitting a comprehensive evaluation against FHA.
Lendersa® rapidly acquires data from a multitude of lenders, offering an extensive analysis against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Fresno, within Fresno, CA, provides a detailed analysis of maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Lendersa® Super Loan Integrated Qualifier (SLIQ™) helps compare essential qualification factors such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $405,000 | $405,000 | $405,000 | $405,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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